Young creatives around the world face a significant challenge: understanding how to manage their finances while pursuing their art. The lack of financial literacy leaves many struggling to fund their passions and build careers that last.

Bills and Beats bridges the gap between creativity and financial knowledge, offering inspiring stories, practical advice, and resources to help young artists succeed.

We asked artists about their biggest financial struggles. Here’s what they told us:

“Budgeting feels impossible.”
“I want to focus on my music, not invoices.”
“No one teaches you how to make a living from your art.”

We believe the creative world can be better — and together, we can help make it happen.

Take a closer look at the stories of young musicians as they confront financial challenges head-on. These personal journeys reveal the delicate balance between creativity, ambition, and the need for financial stability.

The challenges for Gen Z musicians 

Bills and Beats is the UK’s first documentary series addressing financial literacy for young creatives. It follows three young musicians in England as they confront the financial realities of pursuing their dreams. Over one pivotal year, they balance their passion for music with the practical need to make a living, highlighting the importance of financial literacy. 

Through three half-hour films featuring candid footage, personal stories, animations, and original music, the series explores different stages of a creative career and their financial challenges.